Monday, 24 of July of 2017

Category » Sue Your Credit Card Issuer

Turn the tables, SUE the Credit Card Company!

The solution to REAL, LEGAL AND COMPLETE relief from CREDIT CARD DEBT is working with an attorney licensed and specializing in Consumer Debt Relief.

With an experienced attorney, the credit card companies know that the attorney can eliminate their client’s debt legally and in FULL by assisting their client with bankruptcy or LITIGATING AND SUING THE CREDIT CARD COMPANY, BANK AND COLLECTION AGENCIES.

How do I file a lawsuit against the credit card lender or bank with which I have a credit card?

There are a myriad of different laws on the federal and state level that govern lenders and specifically credit card issuers for example to list the more common:
* The Truth in Lending Act (TILA)
* State Unfair and Deceptive Acts and Practices (UDAP)
* The Fair Credit Reporting Act (FCRA)
* The Fair Credit Billing Act (FCBA)

Dozens of additional statutes and laws exist designed to PROTECT THE CONSUMER and govern the credit card issuers! One slip up on any of these laws and a competent attorney can litigate and sue the credit card company for such a violation(s) for example for not sending the borrower the necessary notices of increase in their APR (annual percentage rate), or for unexplained late fees, or for mailing statements and bills late. The list goes on.

Thus, CREDIT CARD LITIGATION is a very successful methodology to tackling and potentially eliminating credit card debt. With a single violation, the credit card company risks everything and the debtor can sometimes walk away from their entire credit card balance. Sometimes, the violations are so serious that the savvy and experienced attorney will ask for punitive damages and the courts will not only eliminate the client’s entire balance but order that compensation be paid to the borrower as a form of restitution due to the credit card companies violations. Most of these cases are on contigency so there are no expenses or fees to you unless the attorney wins the case.